Connected Applications

Extending company boundaries through software


To grow revenue and defend their market position, companies must open new dimensions of application connectivity – creating new competitive frontiers with software.


Connected applications provide companies with the technical means to interface with business partner and customer ecosystems, and with the internet of things.


Rewire for the borderless business by introducing new ecosystems strategies, designing applications for resiliency, and integrating information and operational technologies.


Redesign costly legacy workflows, improve liquidity and free up capital. Help reduce infrastructure costs, increase transparency, reduce fraud and improve execution and settlement times.


Removes third-party verifiers such as health information exchange by directly linking patient records to clinical and financial stakeholders. Provides fast secure, authenticated access to personal medical records across healthcare organizations and geographies.


Increase transparency and traceability of how money is spent. Track asset registration, such as vehicles. Reduce fraud and operational costs.

Retail and Manufacturing

Better supply chain management, smart contract platforms, digital currencies and tighter cybersecurity.

Blockchain could be one of the most disruptive innovations since the advent of the internet

What on earth is a blockchain?

  • A cryptographic or encode distributed ledger, comprising a digital log of transactions that is shared across a public or private network.
  • Database well suited for applications requiring a rapid, permanent time and date stamp such as:
    1. Payments
    2. Financial asset transfers
    3. Smart contracts
    4. Ownership splits and notary services
  • A technology that brings substantial benefits in terms of speed, security, convenience, and costs.

How does it work?

  • Eletronic message created(e.g transaction details)
  • Sent to distributed nodes with unique crypto signature
  • Economic race to be first to validate transaction
  • Confirmation broadcast to rest of network
  • Block added to all distributed ledger copies
  • Network replicates record of verified transactions

Core innovation and supporting elements in all blockchains

Core innovation

First ever solution to the double spending problem/data conflict resolution that doesn’t require a central administrator or clearing agent

Decentralized solution

Solving the double spending problem in this manner provides a decentralized, unbroken historical record of all data transactions

Data security

Messaging system with read-write access protected by cryptographic keys, generated by latest security technology

Process integrity

The randomness of verification agent selection is imperative to maintain the integrity of the database

valuable redundancy

Multiple copies of the same data across a large network reduce downtime and increase resistance to malicious attack

Blockchain technology is applicable across multiple use case categories as a static store of secure information or dynamic store of tradeable information

Needs addressed by blockchain Description Real world example applications
Static Registry 1. Manage registry of asset ownership
2. provide automation of specific assets
1. Land title
2. Gift card ownership
3. Chain of custody
Identity 1. Securely store, confirm and distribute identity-related info
2. Revise personal / other data
1. Store bank / credit card identity info on blockchain to enable access proof of identity
Smart contracts 1.Create and execute semi-autonomous contracts on distributed digital platforms 1. Insurance claim payouts
2. Cash equity trading
3. Release of new music
Dynamic registry 1. Exchange of physical and digital assets on a digital platform 1. Streamlined low transaction settlements to address liquidity mismatches in loan funds
Payments infrastructure 1. Efficient payment transfers with lower friction, improved record keeping 1. Peer-to-peer lending through the bitcoin blockchain, disintermediating banks
Verifiable data 1. Store of information and easy access to secure, dynamic information 1. Event tickets
2. Registry of independent artists work protection of intellectual property

5 key criteria for blockchain

  • Distributed ledger
  • Remote independent writers
  • Existence in absence of trust
  • Causing disintermediation
  • Economic benefit for participants

Ages of blockchain

Bitcoin age

Momentum and hype building

Exploration of use cases

Expansion of proofs-of-concept

Commercial deployment at scale

Block-chain solutions and criteria for survival

only Bitcoin based solution

100+ solution explored
20-30 use cases tested
10-20 successful business cases

3 initial hurdles

  • view on potential benefits($) of use cases
  • Relevance to, and severity of current pain points and proof that blockchain is the best solution
  • Critical number of players willing to move

3 main hurdles

  • Establishment of legal / regulatory framework
  • Viability of business cases(incl.justifying costs of implementation incl. integration)
  • Agreement on key standards and active collaboration across all required players.